Beyond standard coverage, we provide a range of specialized services to give you even more peace of mind. Whether it’s protection for unique assets or support for life’s unexpected turns, we’re here to help you stay prepared.
As fellow business owners, we understand the risks and rewards of entrepreneurship. That’s why we partner with you to craft tailored insurance solutions that grow with your business.
Safeguard your business against everyday risks. General liability insurance helps cover medical costs, legal fees, and damages from accidents involving third-party bodily injury, property damage, or advertising injury.
Why it matters:
Protect your physical assets from fire, theft, vandalism, and more. Commercial property insurance covers your buildings, contents, equipment, and even lost income due to interruptions.
Coverage includes:
A smart bundled solution for small to midsize businesses. A BOP combines general liability, commercial property, and business interruption insurance—often at a more affordable rate than purchasing separately.
If your business uses vehicles—whether for deliveries, transporting tools, or client visits—this policy protects your business from the financial impact of auto accidents or damage.
Coverage options include:
Also known as Errors & Omissions insurance, this policy is essential for service-based businesses. It protects against claims of negligence, mistakes, or failure to deliver services as promised.
Covers:
Bonds protect your business and build client trust by guaranteeing contract fulfillment and legal compliance.
Types of bonds:
General Liability
Property Insurance
Business Owner’s Policy (BOP)
Commercial Auto
Workers’ Compensation
Professional Liability
Bonds
From startups to established companies, we’re proud to support local businesses with the same care and commitment we offer every client.
Protect your loved ones with financial security. Choose between term, whole, and universal life insurance based on your long-term goals and budget.
Options include:
Plan ahead for care needs later in life. This coverage helps pay for services such as in-home care, assisted living, or nursing home stays, ensuring independence and easing family burdens.
As fellow business owners, we understand the risks and rewards of entrepreneurship. That’s why we partner with you to craft tailored insurance solutions that grow with your business.
General Liability
Property Insurance
Business Owner’s Policy (BOP)
Commercial Auto
Workers’ Compensation
Professional Liability
Bonds
From startups to established companies, we’re proud to support local businesses with the same care and commitment we offer every client.
Prepare for tomorrow, today. Our life and long-term care policies help secure your family’s future and provide the support you may one day need.
Term Life Insurance
Whole & Universal Life Insurance
Long-Term Care Coverage
Whether you’re a homeowner, a renter, or someone always on the go, we offer flexible coverage options to keep you protected in every situation.
Safeguard your home and everything in it.
Drive with confidence knowing you're covered on every journey.
Tailored protection for your condo and everything inside it.
Flexible coverage for mobile and manufactured homes.
Safeguard your belongings with affordable renters protection.
Protect your rental property and liability as a landlord.
For smooth sailing ahead.
Two wheels. One smart decision.
For smooth sailing ahead.
Explore with confidence.
Road-ready peace of mind.
Essential coverage when disaster strikes.
Essential protection for your most valuable asset. Home insurance covers your home, belongings, and liability for accidents on your property.
Stay protected on the road with customizable coverage for your car, whether you’re commuting, traveling, or running errands.
Standard coverages:
Liability (required)
Collision & comprehensive,
Medical payments / PIP,
Uninsured/underinsured motorist,
Optional add-ons like roadside assistance or rental car coverage.
Designed for condo owners, this policy protects the interior of your unit and your personal belongings. It also includes liability and loss assessment coverage for shared community property.
Specifically designed for manufactured and mobile homes, this coverage includes the structure, personal items, liability, and temporary housing assistance.
Affordable protection for tenants. Covers your personal belongings, liability for injuries to guests, and extra living expenses if your rental becomes uninhabitable.
Protect your rental property with specialized insurance that covers structural damage, liability claims, and loss of rental income due to covered events.
Beyond standard coverage, we provide a range of specialized services to give you even more peace of mind. Whether it’s protection for unique assets or support for life’s unexpected turns, we’re here to help you stay prepared.
Prepare for tomorrow, today. Our life and long-term care policies help secure your family’s future and provide the support you may one day need.
Term Life Insurance
Whole & Universal Life Insurance
Long-Term Care Coverage
As fellow business owners, we understand the risks and rewards of entrepreneurship. That’s why we partner with you to craft tailored insurance solutions that grow with your business.
General Liability
Property Insurance
Business Owner’s Policy (BOP)
Commercial Auto
Workers’ Compensation
Professional Liability
Bonds
From startups to established companies, we’re proud to support local businesses with the same care and commitment we offer every client.
Your life is unique, and your insurance should be too. Use our quick and easy quote form to get a personalized plan that fits your needs perfectly.
Insurance doesn’t have to be confusing—explore answers to our most frequently asked questions and get the clarity you need to make confident choices.
At the Michelle Lorenson Agency, we offer a full suite of insurance solutions to protect what matters most. Whether you’re securing health coverage for your family, planning ahead with life insurance, or need personalized protection for unique needs—we’re here to help you feel prepared and protected.
At the Michelle Lorenson Agency, we offer a full suite of insurance solutions to protect what matters most. Whether you’re securing health coverage for your family, planning ahead with life insurance, or need personalized protection for unique needs—we’re here to help you feel prepared and protected.
At the Michelle Lorenson Agency, we offer a full suite of insurance solutions to protect what matters most. Whether you’re securing health coverage for your family, planning ahead with life insurance, or need personalized protection for unique needs—we’re here to help you feel prepared and protected.
Don’t leave your future to chance. Let our insurance experts find the perfect policy for you.
Join our newsletter to stay updated on our latest features and releases